Description

Borrowing Wisely equips learners to navigate credit cards, student loans, and other forms of debt with clarity. The module explains concepts like APR, compound interest, and credit scores, while showing the risks of high-interest borrowing. 

Learners discover when borrowing makes sense—such as for education or a home—and how to manage repayment responsibly. With strategies for building strong credit and avoiding costly pitfalls, participants learn to use borrowing as a tool for opportunity, not financial stress.